Affordable Care Act (ACA)

The Affordable Care Act (ACA), enacted on March 23, 2010, includes requirements for large employers such as Louisiana State University. Under the ACA, LSU must offer health insurance coverage to substantially all (at least 95%) full-time employees.

The ACA also requires LSU to track employee work hours and complete annual reporting to the Internal Revenue Service (IRS). These reporting requirements help document compliance with federal health coverage rules.

Form 1095-C

Each year, LSU provides eligible employees with IRS Form 1095-C, which describes the health insurance coverage that was offered during the calendar year. This form is also reported to the IRS as part of LSU’s ACA compliance.

Frequently Asked Questions (FAQs)

Form 1095-C is an informational tax document that shows whether LSU offered you health insurance coverage and, if applicable, the months you were eligible for coverage.

No. You do not need Form 1095-C to file your federal tax return. You are encouraged to keep it with your tax records for reference.

Forms are made available each year in accordance with IRS deadlines, typically the beginning of March.

Active employees can view and print their Form 1095-C electronically through Workday.

  1. From your Workday homepage, click your profile icon and select View Profile.
  2. Click Actions (below your name), hover over Benefits, and select View My ACA Forms.
  3. Choose the applicable year and click View/Print.
  4. When prompted, click Notify Me Later, then open the PDF link that appears to view, save, or print your Form 1095-C.

Former employees, including retirees, will receive a paper copy by mail to the address on file.

If you believe the information on your Form 1095-C is incorrect, have questions, or would like a paper copy, please contact the LSU Benefits Office at benefits@lsu.edu.

Form 1095-C is divided into three parts:

  • Part I: Reports basic information about you and your employer.
  • Part II: Reports details about the health coverage offered to you by LSU, including whether coverage was offered each month, the affordability of the coverage, and the reason coverage was or was not offered.
    • The dollar amount listed on Line 15 reflects the lowest monthly cost for employee-only coverage that was available to you for that calendar month. This amount is not necessarily what you actually paid for coverage.
  •  Part III: Reports information about individuals who were enrolled in coverage, including any covered dependents.

Helpful Resources 

The federal government's HealthCare.Gov website provides a comparison tool, answers to frequently asked questions, and the option to enroll in insurance through the exchanges.

The Kaiser Family Foundation website provides a calculator that estimates how a Marketplace plan could impact your family.

Health Insurance Marketplace Coverage Form Approved Options and Your Health Coverage
To assist you as you evaluate options for you and your family, this notice provides some basic information about the Health Insurance Marketplace and health coverage offered through your employment.